News

11
Jul

Panic Grows About Living Too Long, Without Enough Money to Actually Live

Panic Grows About Living Too Long, Without Enough Money to Actually Live Imagine fearing life more than death. That’s a reality many Americans face as nearly 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessities like healthcare, according to a new survey released by the IALC. However, Americans are not taking

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28
Jun

Debunking 12 Myths About Fixed Indexed Annuities

Debunking 12 Myths About Fixed Indexed Annuities To mark Annuity Awareness Month this June, the Indexed Annuity Leadership Council is debunking  the top 12 myths about FIAs. 1. Myth: FIA policyholders assume risk Fact: With FIAs, your principal can never decline in value due to index volatility 2. Myth: People buy FIAs for higher returns Fact: People buy FIAs for

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13
Jun

Summer Vacations and Retirement: Budgeting for Both

Summer Vacations and Retirement: Budgeting for Both With Americans living longer than ever, planning for retirement should be a top priority. Yet according to a recent study from Charles Schwab, Americans are spending more time planning for summer vacations than for retirement. While a vacation may last a week or two, retirement may last upwards of 30 years. Neglecting to

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9
Jun

IALC Challenges DOL Fiduciary Rule

IALC Challenges DOL Fiduciary Rule Source: Indexed Annuity Insights

31
May

4 Retirement Questions Job Seekers Should Ask

4 Retirement Questions Job Seekers Should Ask Too often when reviewing a job offer, we focus just on the salary or the number of vacation days. However, it’s important to evaluate the entire offer package and consider what benefits a prospective employer is offering not just yearly but also over time. Specifically, an employer’s retirement benefits can add more value

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9
May

Why You Should Consider A FIA

Why You Should Consider A FIA By Tom Hegna In the past, some consumers looked at Fixed Indexed Annuities, or FIAs, as “overcomplicated products,” that over-promised and under-delivered. That’s no longer the case. Even with today’s volatile market, these products have performed extremely well over the past 15 years. After raising the overnight rate this past December, Janet Yellen and

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9
May

How to Weather the Storm in Volatile Markets: Takeaways from IALC’s Event

How to Weather the Storm in Volatile Markets: Takeaways from IALC’s Event On April 20th, the IALC hosted a panel event in DC, “Weathering the Storm: Navigating Volatile Markets,” aimed at facilitating discussion about savings and financial strategies in today’s unpredictable economy. IALC Executive Director Jim Poolman was joined by other industry professionals and policymakers to discuss major challenges Americans

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