ABOUT

Our Company Values

For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.

  1. People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
  2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
  3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
  4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

Dennis Kagel

Dennis Kagel, ChFC (Chartered Financial Consultant)

Dennis Kagel Financial Services

Dennis is a life-long resident of the Bloomington-Normal area. He graduated from Octavia High School (Colfax, IL) and acquired his Bachelor of Science degree from Illinois Wesleyan University. He also has a Master’s Degree from Illinois State University.

Kagel was voted captain of the Wesleyan basketball team his Junior and Senior seasons. He set a career scoring record (most total career points) during his playing time at Wesleyan, where he was a 3-year starting forward. He also was a member of the Wesleyan baseball team for 2 years. Following graduation from IWU, Dennis was a teacher and head coach for 11 years prior to entering the financial services industry full time.

He also is a proud veteran of the military service (US Army) where he was promoted 4 times in a 12-month period.

Dennis began his career in the financial services industry in 1976 on a part-time basis. It has been his full-time career since 1983. He has spoken on various financial topics (specializing in retirement planning and estate planning) at numerous seminars and meetings around the country. His main focus is on building, protecting, and preserving assets with a special emphasis on reducing taxes. Dennis has qualified for the Top Of The Table (with MDRT) for the past 5 consecutive years.

He also has his ChFC (Chartered Financial Consultant) designation.

Kagel says about his work “Without a doubt the thing I enjoy most about my profession is working with people. I have always felt I was in a relationship business first, not a product business. People can get some of the same types of plans that we represent elsewhere, but what they can’t get anywhere else is me! I don’t mean that in a big ego way, it’s just that I have always worked hard to give people the type of experience that I would find most beneficial and enjoyable if I were the client. I am committed to giving each of our clients the very best guidance and advice that my 40 years of experience and study can possibly provide. I know they will be hard pressed to find anyone who is more dedicated to their financial well-being and who will do it in a more positive and friendly way than I will. My goal is simple – after meeting with me I want my clients to say two things: ‘Dennis explained things in a way that is easily understood, and he is positive and pleasant to work with.’”

Dennis is married (wife Penny) and has two children, Todd and Stephanie, with six grandchildren.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.